In Moldova, insurers shall make payments to victims in the car accident excluding depreciation. - PRICE INSURANCES.COM
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    Insurances » 2012 » April » 13 » In Moldova, insurers shall make payments to victims in the car accident excluding depreciation.




    16:09
    In Moldova, insurers shall make payments to victims in the car accident excluding depreciation.
     In Moldova, insurers shall make payments to victims in the car accident excluding depreciation. online
     In Moldova, insurers shall make payments to victims in the car accident excluding depreciation. online
    From April 2012 in Moldova new rules entered into force under which insurance companies will be obliged to pay compensation to drivers who got into an accident, without the use of the coefficient of wear of parts to be replaced.

    That is, drivers will be able to count on buying new parts for not even new cars. So far in determining the scale of the damage caused, the insurers apply the so-called wear factor to any car that was in car incident, that is why there are often complaints about the very small compensation.

    It should be noted that before the introduction of this rule, insurers have given a five-year training period, they are prepared to pay compensation without having to wear factor, because it will increase its amount.

    Moreover, it is not the only innovation that will increase the cost of the insurance companies. So now, insurers say, in order to implement this practice, it is necessary to revise the tariffs for rates for CMTPLI.

    The exact figure is not yet known, but the numbers of increase from 15 to 70% on car insurance in Moldova were called at the conference.However, the head of the Insurance Department of the National Commission on Financial Markets Vladimir Stirbu said that there are no prerequisites for the tariff increase, now and in the near future.

    Experts predict a rise in insurance payments to 25-30%. Insurers are hoping that the start of the new provisions will be postponed again - Union of Auto Insurers asks to delay the use of the provision for three years.

    Now amendments to the law about CMTPLI and the law on insurance are debated in the parliament in the second reading. If the proposal of the Union of Insurers will be adopted, then a full recovery may not be in the next three years, and there will not be full refund.
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