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    Insurance in London
    Price Insurances.com:

    Thе form of the UK market sector such as insurance has a very great popularity around the world. Insurance legislation is loyal and democratic. It is regulated by the law on financial services of 1986, which did not suffer significant changes, but was only completed by some amendments which was adapting it for the modern market.

    The British insurance market is considered as the top of insurance in the world. In London, all of the largest insurance companies, their representatives and associations are concentrated. The world's largest insurer is placed here- Lloyd's Corporation, the base of which happened in 1680.

    Much of Lloyd’s business works by subscription, where more than one syndicate takes a share of the same risk. Business is conducted face-to-face between brokers and underwriters in the Underwriting Room.

    When we talk of Lloyd’s, we should consider two distinct parts. The market, which is created of many independent businesses, which is there – truly ... Read more »
    Views: 1286 | 11.05.2012 | Insurance Prices

    After Russia's accession to the WTO, insurance market eliminates most of barriers.
    Price Insurances.com:

    Disputes about the benefits and the amount of quota for the participation of foreigners in the capital of Russian insurance companies are completed. A couple of years after the entry of Russia into the WTO, insurance market eliminates most of the barriers.

    In late March, the third largest U.S. insurer Liberty Mutual said about the acquisition of a small Russian company "KIT Finance Insurance". The deal allows Liberty to enter the insurance market " not a life" of Russia, amount of which is $ 21 billion, said the report of Liberty.

    Today there are many leaders of the world insurance in Russia: Allianz, Zurich Financial Services, Axa, Generali, Metlife Alico, etc. Even 10-20 years ago, Western insurers in Russia could be counted on the fingers of one hand. Allianz and Zurich, before buying of "Rosno" and "Nasty" worked through the small Russian companies, the group Ergo bought the St. Petersburg company "Russia" from the current first deputy chairman of the Duma... Read more »
    Views: 1959 | 13.04.2012 | Insurance Prices

    In Moldova, insurers shall make payments to victims in the car accident excluding depreciation.
    Price Insurances.com:

    From April 2012 in Moldova new rules entered into force under which insurance companies will be obliged to pay compensation to drivers who got into an accident, without the use of the coefficient of wear of parts to be replaced.

    That is, drivers will be able to count on buying new parts for not even new cars. So far in determining the scale of the damage caused, the insurers apply the so-called wear factor to any car that was in car incident, that is why there are often complaints about the very small compensation.

    It should be noted that before the introduction of this rule, insurers have given a five-year training period, they are prepared to pay compensation without having to wear factor, because it will increase its amount.

    Moreover, it is not the only innovation that will increase the cost of the insurance companies. So now, insurers say, in order to implement this practice, it is necessary to revise the tariffs for rates for CMTPLI.

    The exact f... Read more »
    Views: 1089 | 13.04.2012 | Insurance Prices

    The collapse of the "Titanic" cost 70 insurers $ 12 million, which corresponds to $ 270 million, adjusted for inflation.
    Price Insurances.com:

    April 14, 1912 "Titanic", nicknamed the "unsinkable", crashed in the Atlantic Ocean. With the cost of ship construction of the $ 7.5 million, "Titanic" was insured in 70 insurance companies by $ 5 million.

    Allianz was one of the few non-UK insurers of the vessel. The total amount of insurance payments was about $ 12 million in a result of the disaster, that at prices of 2010 comparable to no less than $ 278 million adjusted for inflation.

    Exactly 100 years ago, April 10, 1912 "Titanic", a British steamship of company "White Star Line," went into its maiden voyage from the port of Southampton, England, to New York City with the sounds of fanfare.

    During the departure its huge propellers nearly dragged the smaller ship "New York" in the flow of water left by "Titanic" when it was leaving the harbor. Perhaps this incident, which occurred even before leaving the waters of Britain, became a harbinger of future tragedies.

    April 14, 1912, "Titanic" came upo... Read more »
    Views: 1222 | 13.04.2012 | Insurance Prices

    Natural disasters in 2011 cost the insurance market $ 110 billion.
    Price Insurances.com:

    Natural disasters in 2011 cost insurers $ 110 billion, while total economic losses amounted to a record of $ 370 billion, estimated in the reinsurance company Swiss Re. Rampant of disaster struck at Lloyd's as well, has received a 2011 loss of 516 million pounds for its 324-year history.

    "In 2011 we were faced with extraordinary and devastating natural disasters. Earthquakes in Japan, New Zealand and Turkey, as well as floods in Thailand and Australia turned not only to massive destruction, but also claimed thousands of lives," - said Swiss Re chief economist Kurt Carl. Payments to insurers in the past year totaled $ 110 billion, slightly not achieved to a record $ 123 billion in 2005. However, the overall economic impact of last year was a record - $ 370 billion. Due to an insufficient level of protection through insurance around the world two-thirds of the damage will be borne by corporations, governments, various organizations and individuals.

    The most cost... Read more »
    Views: 1166 | 13.04.2012 | Insurance Prices

    Banking accreditation of insurance companies
    Price Insurances.com:

    Accreditation is a procedure, by which the national accreditation body confirms the competency of the legal entity or corresponding conformity assessment body (CAB) to conduct certain types of works (testing, calibration, certification, and inspection).

    Insurance professionals with the appropriate level of experience and education can be accredited by certain trade and insurance organizations. When shopping for an insurance professional to work with, ask what accreditations the agent or brokers in the office possess.
    Accreditation can also come from the insurers the agent or broker produces for. This type of accreditation can be important if it directly pertains to the business insurance client. However, often such accreditation is more sales driven than actually helpful to the business client.

    Today, almost all believe that the accredited banks insurance companies - are shell companies that help the bank to earn even more income by the borrower. This s... Read more »
    Views: 1201 | 07.03.2012 | Insurance Prices

    Insuarnce life
    Price Insurances.com:

    One of the hardest things to have to consider about life is death. How to prepare for it, deal with it, cope with it and how to ensure our loved ones are protected when we die is the whole reason behind life insurance. At any point in our lives, the expenses we have always need to be paid. When someone dies, that adds a huge burden on the expense list as their funeral and other associated costs have to be covered. But that’s only the tip of the iceberg when it comes to coping with the situation. How can we choose the best life insurance companies to ensure not only are those expenses covered, but other expenses as well?

    Not only are there expenses involved with a death, such as caskets, burial plots, funeral home arrangements, etc. but if the deceased was a primary bread-winner in the family, then the hole left by their death could be insurmountable without good life insurance. Living expenses such as electric and phone bills as well as the mortgage and food bills still ha... Read more »
    Views: 1141 | 07.03.2012 | Insurance Prices

    The main insurance companies
    Price Insurances.com:

    Probably, there is no such branch which have not suffered from recent global financial crises. Insurance is not an exception, as many companies have covered their clients’ damages had to turn away from economical lap. People are looking for safeguards and security and in a healthy economy insurance insurers gladly serve them, but a time of crisis gave rise to a very large number of insurance claims and insurance companies by paying compensations, have suffered serious losses. How did the crisis affect the global giants of the insurance?

    Today the largest insurer in the world is American International Group (AIG). This American insurance company with a capital of 172 billion dollars., ranked the first place in the U.S. life insurance and the second place for property insurance. The government helped AIG to hold out during the crisis, the government helped AIG, but its own capital played not the least role in this.
    American International Group, Inc. (AIG) is a leading... Read more »
    Views: 1083 | 07.03.2012 | Insurance Prices


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